 Buying a home is probably one of your
significant investment in life. You are making major
decisions such as which community to live and raise a
family and you will also likely to invest a large portion
of your financial asset to this venture. Proper
preparation and employing the help of a real estate
professional are the keys to make the buying process less
stressful and chaotic. Please check out the links on the
left of the page to learn more about buying a home.
Remember, I am only a phone call or email away if you have
any question. But may be you are still not quite sure if
homeownership is for you, so I like to explain a little
about the benefits of owning your own home. |
Some Benefits of Owning Your Own Home:
Yes, Kenny, I know owning a home is great,
but I simply can not afford a house right now! Well, believe
it or not, buying a house is just as easy as renting an
apartment and in some case might be even easier.
For those
who believe you can not afford to buy a house, here are some
suggestions I can give you which I learned from my personal
experience.
- Relocation. Move to the
communities where you can afford a home. For some people
this is not an easy decision. With the cost of living so
high in San Francisco, the decision to move to Sacramento is
not that difficult for me.
- Creative financing. With so many loan programs out there, you
will find the right one which best suits your situation, not
to mention the interest rates are the lowest in recent
history.
-
 Gifted
money or borrowed money from family members. Parents are
a good resource to borrow money for down payments.
Most parents love to help out their children. I wish I had
rich parents, by the way.
- Get married. Two incomes are
better than one. Or at least one person is still working if
the other is unemployed. And for most people, getting
married is the major reason for buying a house.
I am sure you can come up with your own
creative ideas on financing your home.
Key To Obtain Your Dream
Home:
If you are a first-time home buyer, it
is very important to sit down with a loan officer first to
figure out how much a monthly mortgage payment you can afford,
or better yet, get a loan pre-approval letter before you even
start looking for a house. Make sure you know how much a home you
can afford before wasting your valuable time out spinning your
wheels looking for houses.
By using the
Mortgage
Prequalification Calculator in the Home Realty Advisor
program, you can also estimate how much you can afford to
borrow and what your monthly mortgage will be.
Are You Ready To Take The First Step In Fulfilling The Dream
Of Homeownership?
If you are, I am ready to help.
But first, why should you
use me to represent you?
For Buyers:
- There is usually no cost to you
with a few exception of For Sale By Owners.
- As your Buyer's agent I can better represent
you and work for your best interest.
- I have the inventory. Even thought
the Internet has made home searching fast and easy,
but agents still have access to the most updated home
listings available, so you won't waste time on looking
at a home just to find out it's already on pending
sale.
- Real estate transaction can be
complicated. By using me, you will have more
free time and fewer legal issues.
Currently, I am serving the greater Sacramento
area including Elk Grove, California. Please fill out the
simple home search form below to start the first step in
homeownership. The inquiry is
FREE and
No Obligation.
 To
have a list of homes automatically sent to your
email address whenever new homes hit
the market, simply fill out the form below.
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