Why Stocking Investing Is Not For Everyone

I got into stocking investing right after I got my first paycheck because I heard stories how some people got rich through stock investing. So I must say that I have been investing in the stock market for about 20 years now. Did I get rich through investing in the stocks? I certainly wish I did, overall I did make a little bit of money but not significant that I can claim I am getting rich via the stock market.

The reason I haven’t lost money in the stock market yet which I believe is the stock picking software program I purchased a while back. It cost me almost $2000. I bought the program from a well-known financial company which provides stock investing advice & services. With that program, I can pick stocks based on the criteria such earning per share, broker ranking, dividend…etc., which a whole lot easier to pick the stocks than asking tips from friends and coworker or the recommendation from the so-called stock market gurus.

The other reason of not losing money if not making any is time. You have to spend time watching your portfolio if you are the do it yourself type investor. But for most of the investors, time is a luxury. They have to go to the nine to five job and most of the time, the stock market opens at the same 9 to 5 time schedule.

But even if I tried pretty hard in doing the best I could to avoid lost in the market, the stock market simply is quite volatile. For example, I purchased 2000 shares of a stock recommended by the stocking picking program for $ $0.28 per share back in May this year and I noticed the price has been dropping but all the sudden it jumped to $24 a share last Friday. But I didn’t really get too excited about this, especially this stock is missing from the stock holding position list on the stock broker’s website. So I called the stock broker’s office and found that since the stock is listed on NASDAQ, the stock has to maintain a certain price to continue to be listed, so the company did a 9000 to 1 share split, meaning if I had 9000 shares of this stock before I will receive 1 share to $24!! Since I only own 2000 shares of the stock, I will only get a fraction of a share, the value so insignificant, I might as well just write it off from the list.

Anyway, this is to show you how silly the stock market can be. Do not depend on the stock market for your retirement. Diversify into real estate investing and other hard assets such as gold & silver as well. The best way to retire comfortably is to have the reliable source of passive income streams, the stock market is certainly not one of them.


SOS EDC™ Monthly Giveaway Contest – September, 2017

In order to spread our SOS EDC™ brand awareness, we are giving away our products to three lucky winners for free each month until the end of the year, shipping included. All you need to do is just enter to win. Please also refer your friends to participate to increase your chance of winning.

Please note that we will collect your email address for the giveaway contest notification purpose and for sending you occasional promotional messages. We will not share your email address with any third parties and you can unsubscribe at anytime you like.

To participate the free giveaway contest, please visit the link below:

SOS EDC™ Free Giveaway Contest

New Product Preview – SOS EDC™ Minimalist Carbon Fiber RFID Blocking Anti-Theft Card Case Wallet w/ Removable Chain

 Building on our popular “Carbon Fiber RFID Blocking Anti-theft Passport Wallet w/ Removable Chain”, I am very excited to introduce our new “Minimalist Carbon Fiber RFID Blocking Anti-Theft Card Case Wallet w/ Removable Chain“. The product page has been created and live on Amazon.com. However, they are not available for sale yet. The production is near completion and hopefully will be available toward the end of August or earlier September. Please add it to your Wish List on Amazon for ease of access and you should also receive a reminder when the card case wallets are available for sale.

Minimalist Carbon Fiber RFID Blocking Anti-Theft Card Case Wallet with Chain

I really believe the “Minimalist Carbon Fiber Card Case Wallet” is a great compliment with its big brother the “Carbon Fiber Passport Wallet“. The “Carbon Fiber Passport Wallet” is great when you are traveling or you have to carry a lot of cash plus a variety of cards such as credit cards, ATM card, driver license…etc. But for many people these days, we hardly carry any cash and may carry a driver license, an ATM card, one or two credit cards, medical insurance card, road side assistance card such as the AAA card and may be another membership card, fear not, the “Minimalist Carbon Fiber RFID Blocking Anti-Theft Card Case Wallet w/ Removable Chain” can store all mentioned and remains slim and won’t make your pocket bulge.

It features the same high-quality real carbon fiber with leather; it also has the beautifully matching removable chain to keep the wallet from slipping out of your pocket or being pickpocketed. With the removable chain option, you have the flexibility in how you want to carry the wallet. And its RFID blocking feature keeps your credit cards with electronic chips safe from ID theft scanning devices. And it comes with a nice matching gift box as well. The “Minimalist Carbon Fiber RFID Blocking Anti-Theft Card Case Wallet w/ Removable Chain” will be a great gift for your friends & loves. I am sure they will be thrilled when they receive this wallet.

Carbon Fiber Leather RFID Blocking Anti-theft Travel Passport Wallet With Removable Chain by SOS EDC™ - Never Lose Your Wallet Again!Another good news is the next production of the “Carbon Fiber RFID Blocking Anti-theft Passport Wallet w/ Removable Chain” will come with a nice gift box as well. That’s why the current in stock passport wallets are on sale now to make room for the new ones with the gift boxes. As mentioned above, the two carbon fiber wallets really compliment each other well and you should definitely purchase both of them and I will make sure you will get a discount when you purchase both together.

Finally but not the least, please do not forget about the undeserving one-star review “SOS EDC Hidden RFID Blocking Anti-Theft Travel Passport Neck / Belt Wallet“. Depending on your life style, this is the most versatile wallet and it’s my own personal favorite. It could be worn inside the pants to stay hidden or can be carried in the front or back pocket. It can also be hung on your neck with the supplied lanyard. You can definitely carry more stuff with this wallet if that’s what suits your need. As for me, depending on where I am going, I will either carry my favorite fidget spinner or two spare magazines as part of my concealed carry option which I am a permit holder, by the way. My recommendation is to get all three wallets so you will have the right one for the right occasion and I will make sure you will get a bigger discount for purchasing all three wallets as well. And don’t forget, all the wallets are backed with the 30-day money back guarantee. Simply return it for refund or exchange.

Looking forward, the up coming products will be more focused on personal security and survival tools. The best gift you can give to your loved ones is to be able to return home safe & sound at the end of the day.

Carrying Your Favorite Fidget Spinners – One Of The Many Uses of The SOS EDC™ RFID Blocking Anti-Theft Travel Passport Neck Pouch Belt Wallet

 I noticed some kind of spinning devices called fidget spinners started to show up in the Woot emails recently but didn’t pay much attention to them until I came across a news article talking about how popular the fidget spinners are popular with teenagers and little kids alike. I also watched a YouTube video on this “fad” widget and apparently, it can also be used to reduce stress and anxiety. So I decided to purchase one to see what’s it all about. Well, I must say that I am hooked on playing with it. So I decided to purchase several more not just for myself but for my daughters as well, thinking they might like them. To my surprise or not, once I showed them over FaceTime, my 5 & 6-year-old daughters shouted “Fidget Spinners!” with excitement.

Anyway, now I take my favorite fidget spinners wherever I go and the best way to keep them safe is, of course, the trusty SOS EDC™ RFID Blocking Anti-Theft Travel Passport Neck Pouch Belt Wallet. Well, with that said, as much as I love this belt wallet, I did receive the first and a one-star review on Amazon for this wallet. I am pretty sure the wallet that customer happened to receive is a defective one and is the first bad one that I know of. Since I am also using one myself daily, I know how durable the wallet is. However, I did notice the workmanship on the inside of the wallet is a bit on the rough side. The cut of the fabric layer is not very tidy and there are some loose threads hanging out. But this can be fixed with a little snipping with a pair of scissors.

To remedy the bad experience that customer had, I encouraged the customer to return the defective belt wallet for a refund or exchange and did another follow up via the Amazon customer support portal, but so far I have not yet received the refund or exchange request which makes me wonder why? As you may know, there are honest reviews and bogus reviews as well. Anyway, as stated in the product description, I encourage you to request a refund or exchange if you are not happy with any of our products for any reason.

To my delight, despite the one-star negative feedback, there are customers continue to purchase the belt wallet. If you like the wallet I really encourage you to leave a positive feedback if you can spare a few minutes. Carrying my favorite fidget spinners is just one of the many ways I used the SOS EDC™ RFID Blocking Anti-Theft Travel Passport Neck Pouch Belt Wallet. To find out many other uses of the wallet, please click through the slideshow on the product page.

Lastly, one good thing comes out of the bad review is that the customer did acknowledge the design & function of this wallet is exactly what he is looking for. I will take that as a compliment and I will make sure the manufacturer will do a better job in quality control of the product.


Rexing V1 – The Best Budget Dash Cam?

 I have been considering installing a dash cam on my car for a long time but didn’t make up my mind until recently. What changed my mind are the stories I heard about how beneficial the dash cams are in providing evidence for the owners when the accidents occurred. Especially with this particular story, though not verified, a driver decided to stop rushing a red light half way through the intersection and backed up the vehicle and hit the car in behind without paying attention. At the time driver who backed up the car admitted that he was at fault. Since it is so obvious as who at fault in this incident, the victimized driver didn’t think much about it after exchanging insurance information and is confident that the other driver’s insurance will cover the damage his vehicle suffered and there for didn’t get any written statement from the other driver or get a third party witness statement nor called the police and there is no surveillance camera at the intersection.

And of course, he was shocked to learn that the other driver told a completely different story to the insurance company and accusing the other driver hit him from behind. Even though the story is not verified,  but this shows you that how important to have a dash cam on the car. There would be no denying what exactly happened if there is dash cam installed in the car. So, after hearing the story and the fact that road rage is on the increase, I decided to invest in a dash cam.

So I decided to do some research on Amazon to see which dash cam to get and the choices are plenty. There are cheap ones and expensive ones. I don’t need all the bells & whistles but too cheap is not desirable either as most often the quality suffers. Based on the review ratings, I finally set my eyes on the Rexing V1 2.4″ LCD FHD 1080p 170 Wide Angle Dashboard Camera Recorder Car Dash Cam with G-Sensor, WDR, Loop Recording. However, before I actually purchased the Rexig V1, I purchased a different dash cam because that dash cam has a wider view angle: 180 degree v.s. Rexing V1’s 170 degree and a little bit cheaper as well. The major differences between the two are the shape and attachment method. The attachment method if why I ultimately choose Rexing V1. The one I bought before the Rex V1 uses the suction cup to attach the dash cam to the car’s windshield. As you may find out, the best place to attach the dash cam is right behind the rearview mirror, and with most new model cars, that patch area has some protruded small dots on the surface of the glass and this makes the suction cup very difficult to stay put for an extended period of time, not to mention the frequent bumps on the road which will definitely make the dash cam staying put very difficult. To remediate this issue,  you can attach the dash cam below the protruded dots, but then it’s too low for my taste and it also obstruct the view and may not be legal in some states. And this placement also makes the dash cam more visible from the outside of the vehicle. So I returned that dash cam and bought the Rexing V1 and I am not disappointed but some minor gripe.

As I mentioned above, what makes Rexing V1 different from other dash cam is how it is attached to the windshield, it uses adhesive tape instead of the suction cup. This makes it possible to be attached right behind the rearview mirror and just above the shaded area. This is a major plus for me. However, as I soon found out, this is also a potentially big issue when the weather gets hot which sometimes turn over 90 and 100 degrees in temperature and the adhesive tape material becomes liquefied causing the dash cam to fall off the windshield and this happened several times to me. My solution to this problem is to use the 3M Scotch 4011 Exterior Mounting Tape or similar double sided tapes. All I did is just put the tape right on top of the original adhesive layer of the dash cam. The result so far is quite satisfactory, the dash cam attached securely despite the recent scorching heat of over 90 to 100-degree Fahrenheit. However, I did put under the shade of the trees, not sure if it will continue to stick if the car is parked under the direct sunlight for a prolonged period of time with high heat. But I am happy with this solution so far.

The other good features of this dash cam include:

  • wide 170-degree view angle.
  • 1080P FHD resolution @ 30fps and other resolution choices. I am very impressed with the video clarity.
  • Accepts the 128GB SD Memory Card, I recommend at least the 64GB SD card. With loop recording enabled, users will have the option to record videos in loops of 3, 5, or 10minute video files. I found out each 3 minute video file witht the 1080P resolution is about 295MB. 
  • It has the ACCIDENT AUTO DETECTION FEATURE (G-SENSOR), which will automatically lock and save any video file that was recorded when the camera detected abrupt displacement or drastic change of position.
  • It has a built-in mic, you can turn the sound recording on or off.
  • Its wedge shape form factor makes it less obstructive and less noticeable.
  • and a few more features which I don’t want to elaborate here.

As with any products, there are cons as well:

  • The adhesive tape comes with the dash cam is too weak.
  • The built-in battery capacity is too small, it may last about 15 to 20 minute at best, so the dash cam should be plugged in with the power supply cable when driving. But they do have the Rexing Hard Wire Kit for you to connect the dash cam to the car’s battery so that you can use dash cam’s parking mode to monitor your car when it’s parked.
  • The reflection of the dashboard gets into the recording, but this could be common with other dash cams as well.
  • Not easy to transfer to a different car, so far I have not been able to find a spare same length power cable for sale.

Anyway, so far after a little over two months of using the Rexing V1 2.4″ LCD FHD 1080p 170 Wide Angle Dashboard Camera Recorder Car Dash Cam, I am quite happy with it and I do highly recommend it if you need one. Be safe! 🙂

A Must Read Book If You Want To Get Ahead Of Your Life

I have never recommended a book which I have not finished reading yet, but this book is an exception. It’s the latest book by MJ DeMarco: UNSCRIPTED: Life, Liberty, and the Pursuit of Entrepreneurship. The book is quite long with over 400 pages. I have completed reading about 1/3 of the book and I can’t help but share it with you, partly because I totally resonate with what I have read so far and most importantly, I have also read MJ DeMarco’s other book: The Millionaire Fastlane: Crack the Code to Wealth and Live Rich for a Lifetime. This book really inspired me and provided me with clarity and encouragement in the pursuit of freedom, may it be personal or financial. And that’s why I purchased the UNSCRIPTED: Life, Liberty, and the Pursuit of Entrepreneurship book right away when I received an email from MJ DeMarco announcing the availability of the new book on Amazon in 05/24/17. I purchased the Kindle version of the book and immediately put the other book I was reading aside and starting reading this book whenever I have the chance. If you really want to get ahead in life, you need to follow his Unscripted advice. I highly recommend you to preview his book below:

7 Resources to Smarter Home Buying by Jasmine Dyoco

I am contacted by Jasmine Dyoco to share some resources she found which are valuable for home buyers & investors like. Here in her own words: “My sister and her husband recently had a nightmare of an experience purchasing and modifying their new home. After working with a realtor who didn’t seem to have their best interests at heart, they also had to deal with a contractor who refused to finish his work without being paid in full upfront. They had to navigate the entire process from across the country, and it put a major damper on the excitement of buying a new home.

No one should be robbed of that joy. In the interest of helping others avoid the same frustration, I decided to put together some helpful resources about safe home buying practices. …”.

Below are the 7 Resources to Smarter Home Buying Jasmine Dyoco wants to share with our visitors:

Real Estate Terminology
Fulfilling the American Dream: A Guide for Disabled Homebuyers https://www.redfin.com/blog/guide-for-disabled-home-buyers

Fair Housing for the LGBTQ Community

How to Avoid a Real Estate Scam

5 Real Estate Scams You Need to Know About http://realtormag.realtor.org/law-and-ethics/law/article/2010/08/5-real-estate-scams-you-need-know-about

The Step-by-Step Guide to Finding, Hiring, and Working with Contractors http://www.homeadvisor.com/r/guide-to-hiring-a-contractor/

Home Contractor Scams
Jasmine Dyoco – educatorlabs.org

“You’re Fired” – The End of Jobs

Are you holding a 9 to 5 job and think your job is secured? If so, I really recommend you to watch last night’s CBS 60 Minutes program titled “You’re Fired“. Apparently, there is a trend going on with the big corporations to replace high paying high tech workers with cheaper foreign workers, mainly from India. I know because this is also happening at the company I work, even though it’s not mentioned in the 60 Minutes program. And I totally agree with the sentiment of the gentleman being interviewed in the program who got fired and forced to train his replacement from India in order to receive severance pay.  Well, this is totally against President Donald Trump’s bring American Jobs Home policy and that’s probably why so many big tech companies are against Donald Trump’s presidency, just my two political cents and I want to digress…

My take on this is to prepare yourself for the inevitable of job loss, if your job is not being replaced by a cheap foreign contractor now, it may be replaced with a robot in the near future. So, do not be complacent with your current job situation, start something on the side, a side hustle so to speak. You can start a part-time business or learn a new skill. There are plenty of free or paid resources out there. When the student is ready, the teach will appear as the saying goes.

To get started, I highly recommend you to read the book The End of Jobs: Money, Meaning and Freedom Without the 9-to-5 by Taylor Pearson, available at Amazon. 

If you are interested in starting a business, I highly recommend you to take a training class with T. Harv Eker International.

And of course, I am not just preaching, I am actually doing it myself as you may find out that I launched the “SOS EDC” brand selling two products on Amazon currently and start investing in real estate. I will be no doubt going full blown if I ever got fired from my current job or the side hustle got better than the 9 to 5 job.

Wishing you the best!

Kenny L.

Zero To Multimillionaire / Million Dollar Business Secrets

I learned about T. Harv Eker from a podcast about real estate investing and T. Harv Eker is the guest of the podcast. I signed up one of his online training course after attending his free webinar. I must say the knowledge he teaches is worth way more than your typical MBA class but costs way less. If you want to learn how to be successful, please do not hesitate to sign up for his upcoming training as described below.

Success is simple if you follow these 6 proven principles that T. Harv Eker’s brand new training, “Zero To MultiMillionaire” will reveal!

It’s free, so reserve your complimentary seat by clicking right here.

On this T. Harv Eker Signature Class, you’ll learn:

* 6 specific principles that make the biggest difference between getting rich and staying middle class or broke

* T. Harv Eker’s single biggest regret (this cost him 11 years of extra struggle) and how you can avoid it

* The reason 80% of businesses fail within the first 3 years and instead how to skyrocket your business right from Day 1.

* How to identify and eliminate 3 “success killing” mistakes almost everyone makes

* A single strategy that will multiply your wealth by TENFOLD

* The myth of “multiple streams of income” and why it could destroy you vs. help you

* A five letter characteristic you MUST develop in order to be successful

* Why the “right” vehicle is not the most important key to creating massive success

* How to turn your business into a money-making machine so you never have to work hard again

* RV+ RK + RY= Success. Learn this rarely taught formula and you are virtually guaranteed to get rich.

Plus much, much, much more.

This is a brand new class with T. Harv Eker that may actually change your life.

So take 2 seconds to confirm your spot.

Do it now while it’s fresh in your mind!


Reclaim Your Front Pocket with SOS EDC™ Compact RFID Blocking Anti-Theft Belt Wallet

Hidden Neck / Pocket RFID Blocking Travel / Everyday Carry Anti-Theft Passport Belt Wallet / Pouch by SOS EDC™ - Never Lose Your Wallet Again!As I mentioned before, I replaced my leather bi-fold wallet with the SOS EDC™ Compact RFID Blocking Anti-Theft Belt Wallet. I used to put it in my front left pocket of my jeans, that’s all fine with my relaxed fit jeans which the pocket is bigger. However, recently I am into slim fit jeans which I believe looks better on me, thanks to my persistent works out. :-), and naturally, the pockets on the slim fit jeans are a bit small for the SOS EDC belt wallet even though it still fits.  Well, that’s all fine but it’s even better when I found out that I can put the wallet in the back pocket of my jeans.

For years I have been wondering why some people put their wallets in their back pockets. Since the ordinary wallets are not secured with a belt strap like the SOS EDC™ Compact RFID Blocking Anti-Theft Belt Wallet, they can be easily picked by thieves or just fall out the pockets. However, with secure belt strap on the SOS EDC™ Compact RFID Blocking Anti-Theft Belt Wallet, you don’t have to worry a thing about being pick-pocketed or slipping out of your back pocket! And the best thing is your front pocket is free now for other stuff or keeping your hand warm ;-).  Brilliant! isn’t it?! 🙂